Row Partners | Lunch With Row — Episode 8D

19 January 2026

Episode 8D, titled “Managed Benefits,” reveals the fundamental difference between offering health insurance and managing health insurance. For businesses aiming to control costs and achieve growth, Row Partners’ Managed Benefits strategy is revolutionary.

Transcript

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0:00 [music]

0:15 I’ve been an insurance broker for 21 years and so I’ve been around for a lot

0:17 of the comingings and going in

0:19 healthcare [music] and what what sets

0:23 Row Partners apart is just how different

0:26 you are from other insurance companies

0:27 that I’ve worked with in the past.

0:30 [music]

0:31 I see insurance companies largely

0:33 motivated by greed. [music] Their price

0:35 increases are just them realizing they

0:37 can charge more and so they do. I don’t

0:39 see that with real partners. Real

0:40 partners seems to be fair. They seem to

0:42 be honest. They are giving [music] a

0:44 price that is that is true to the cost

0:47 and I think that’s really refreshing

0:50 [music]

0:52 for me. I think it’s amazing what

0:54 happens when you have aligned interest.

0:56 Row is aligned with their clients in not

1:01 only keeping medical [music] insurance

1:03 costs low, but taking the burden of

1:06 compliance, HR, payroll off their

1:09 clients plates. And that’s a [music] big

1:10 deal to a business owner that’s trying

1:12 to run their business and be profitable.

1:17 There’s a fundamental difference between

1:19 [music] simply offering health insurance

1:22 and managing health insurance. And I

1:24 think for too long, businesses [music]

1:26 have just been offered health insurance.

1:29 They’re not given solutions to the

1:31 everinccreasing rates that they’re

1:33 getting yearover-year. [music]

1:34 They don’t feel like they have a seat at

1:36 the table. I think it’s really

1:38 refreshing for them to have a partner

1:40 who’s going to help them manage their

1:43 health insurance, help manage their

1:45 costs, help manage the plan for their

1:47 employees. It’s a game changer. [music]