Row Partners | Lunch With Row — Episode 8

15 January 2026

Episode 8, titled “Game-Changing Benefits,” outlines Row Partners’ distinctive strategy to assist client partners in reducing expenses on their employee benefits while also enhancing their ability to attract and retain top talent.

Transcript

Click any timestamp to jump to that moment in the video.

0:00 [music]

0:15 It’s one thing to just offer benefits and it’s another thing to think through the strategies of benefits. to think through what is the best possible thing

0:23 I can give to my employees at the best possible price to make sure that it’s not just something good for here and now

0:31 and a plan for this plan year, but is it going to be a good plan next year? Are we going to be in a position to where we’re going to [music] be protecting the

0:38 rates or the cost of these benefits moving forward?

0:42 Most PEOs are just going to [music] white label some pulled plan. uh they’re not really the insurance company. They

0:50 have no control over the data. They can’t manage it. Their clients are going to get whatever increase they’re going to get next year [music] and they just

0:58 have to take it. They have no say in why that came about or what they could have done to affect that.

1:05 [music] Nobody, however, gets to have a seat at the table with the insurance company. Whether it be United Healthcare, [music] Blue Cross Blue Shield, Select Health, um Humanana,

1:13 Etna, doesn’t matter the insurance company. Nobody gets to actually have a conversation with the insurance company to say, “Hey, [music] can we all partner together to get make sure we get the

1:21 best possible benefits at the best possible price.” You know, working with [music] us is a very different experience because we are the insurance company. And there’s a fundamental

1:30 difference between simply offering [music] health insurance and managing health insurance. And that’s what we do for our clients.

1:38 [music]